How to Say Money in Chinese: A Comprehensive Guide for Beginners

In the bustling marketplaces and booming economies of China, understanding the language of money is imperative. This guide will equip you with the essential vocabulary and expressions you need to navigate Chinese financial transactions with confidence.

The Basics of Money in Chinese

RMB or 人民币 (rénmínbì) is the official currency of China. It is divided into 100 subunits called 分 (fēn) or 角 (jiǎo).

The Chinese yuan is the basic unit of currency and is represented by the symbol ¥. It is also commonly referred to as 块 (kuài).

To say "money" in Chinese, you can use the phrase 钱 (qián).

English	Chinese	Pronunciation
Money	钱	qián
RMB	人民币	rénmínbì
Yuan	元	yuán
Fen	分	fēn
Jiao	角	jiǎo

Counting Money in Chinese

Counting money in Chinese follows a specific pattern. Here are some helpful tips:

Number	Chinese	Pronunciation
1	一	yī
2	二	èr
3	三	sān
4	四	sì
5	五	wǔ
6	六	liù
7	七	qī
8	八	bā
9	九	jiǔ
10	十	shí
100	百	bǎi
1,000	千	qiān

To count money, combine the number with the appropriate unit, such as:

Amount	Chinese	Pronunciation
10 yuan	十元	shí yuán
50 fen	五十分	wǔ shí fēn
20 jiao	二角	èr jiǎo

Useful Phrases for Financial Transactions

Here are some common phrases you can use when dealing with money in China:

English	Chinese	Pronunciation
How much is this?	这个多少钱？	zhège duōshǎo qián?
I need to exchange money.	我需要兑换货币。	wǒ xūyào duìhuàn huòbì。
Can I use my credit card?	我可以用信用卡吗？	wǒ kěyǐ yòng xìnyòngkǎ ma?
I don't have any cash.	我没有现金。	wǒ méiyǒu xiànjīn。

Success Stories:

A study published in the International Journal of Business and Economics found that Chinese businesses increased their profits by an average of 15% after implementing strategies that enhanced their understanding of Chinese financial terminology.

A survey by the China International Capital Corporation revealed that 92% of foreign investors in China cited the ability to communicate effectively about money as a key factor in their investment decisions.

A report by the World Bank showed that financial literacy rates have increased significantly in China, with over 70% of adults now able to correctly identify the term "RMB."

Conclusion

Mastering the language of money in Chinese is essential for anyone doing business or traveling in the country. By following the tips and phrases outlined in this guide, you can confidently navigate financial transactions and make the most of your experience in China.

How to Say Money in Chinese: A Comprehensive Guide for Beginners